Flexible low cost drawdown products

This website is for retail clients. If you are a Financial Adviser, please click here

Myassuredretirement is a trading style of Assured Retirement Limited who are authorised and regulated by the Financial Conduct Authority. Please be aware that the products on this site are only available on a non-advised basis and that the information on this site is not advice. If you are unsure about the suitability of an investment, you should seek Independent Financial Advice.


Our aim is to provide low risk, flexible retirement choices at the lowest possible cost


The old alternatives for retirees

A ball and chain on a white background. Very high resolution 3D render.Lifetime Annuities have historically been the only choice for the majority of retirees – they offer the benefit of a guaranteed income for life but the disadvantage of being inflexible.


street-sign-663366_1280Pension Drawdown has historically only been an option for wealthier retirees – it offers the benefit of high levels of flexibility but normally has investment risk and can attract high charges.


Our new drawdown alternatives for retirees

balance-716342_1280The Cash Retirement Account offers an alternative because it balances the best of both worlds – the flexibility offered by Pension Drawdown with the certainty offered by only investing your money in cash deposits.

The Select Retirement Account offers an alternative because it offers you the ability to combine the certainty of cash investments with the long term growth potential of asset backed investments within the same SIPP.

Why might this appeal to you?

Certainty – because the cash element of our plans only invest in cash deposits with banks covered by the FSCS and with National Savings and Investments so you know at outset exactly what benefits will be provided.


Your cash is protected – because all of the banks that Assured Retirement invest with are participants in the Financial Services Compensation Scheme (FSCS) and we only invest your client’s cash up to the maximum FSCS limit with any single bank. NS&I are not participants in the FSCS but your money is 100% secure as they are backed by HM Treasury.


High flexibility – because our products have been designed to offer the broadest range of options and benefits possible so they can be tailored to suit your needs.


Low Cost – because we have modern on-line systems which eliminate many of the costly paper processes normally associated with pensions. We disclose our annual charge on every personal quotation. It’s typically around 0.8% per annum, depending on your investment amount, account term and income specified.


Optimised return on your cash – because we operate a panel of Institutions and the mixture of accounts will be selected so that the interest you earn is maximised.


Tax saving opportunities – because the phasing of pension payments over a period enables every individual to make the most of their personal and basic rate income tax allowances.


How can I find out more?

A comprehensive range of information and documents are available to view or download from our Client Zone. These include a wide range of external links, product details, case studies and technical documents. We have attached a selection of these below:


Please click here if you have not yet sought your free impartial guidance from ‘Pension Wise’.


Assured logo Picture
Please click here to find out more about Assured Retirement, the Institutions we work with and how your cash is protected.


Please click here to find out why you should consider the certainty of a cash based investment and why this could be especially important when using your pension to provide a regular income.


brochure picturePlease click here if you would like to view our Cash Retirement Account client brochure.


Please click here if you would like to view our Select Retirement Account client brochure.


Please click here to find out what makes our Cash Retirement Account different.


Please click here to see how the Cash Retirement Account compares to alternatives.


Please click here to see our current institutional panel. All of the Institutions we invest with are participants in the Financial Services Compensation Scheme or in the case of NS&I, are backed by HM Treasury.


Please click here to find out how 100% of your cash is protected at all times.


Please click here to see an example quotation based on a typical client.


What to do next?

Please click here to read our guide to our online quotations.


Please click here to register for personalised quotations available 24/7 to suit you.


Assured Retirement is authorised and regulated by the Financial Conduct Authority. Firm reference number 651421.